Clean Energy Loan

Energize your tomorrow – Switch to clean energy today

This quick and flexible financial solution is developed to help our customers, especially in rural communities to afford clean energy. The new clean energy product provides a safer, cleaner, and ultimately cheaper way of cooking and lighting.

What we Offer

  • Tailored Credit: Explore credit flexibility with amounts ranging from MWK50,000 to MWK75 million.

  • Affordable Rates: Benefit from affordable interest rates pegged at 5% per month on reducing balance.

  • Flexible Repayment: Customize your repayment plan with terms ranging from 4 to 12 months.

  • Streamlined Process: Save time with our quick and easy application process.

  • Quick Turn around time: Quickly access your loan within 5 days after application.

  • Loan Protection: Gain peace of mind with our loan protection insurance.

  • Extended Protection: Extend your protection with insurance that covers your spouse, family, or any nominated beneficiary.

  • Leveraging Partnership: Product offered in partnership with 265 Energy in offering appliances.

Qualification Process

  • Simple Qualification: Simplify your qualification by being an existing FINCA customer with a running loan.

  • Partnership Assurance: Solidify your application with a signed Memorandum of Understanding (MOU) with your employer if you are to access a loan through salary, fostering a partnership that enhances security and reliability.

  • Age Assurance: We welcome applicants aged between 18 and 70 years, ensuring financial accessibility for a broad demographic.

  • Identification Verification: Verify your identity easily with the submission of your customer ID or passport.

  • Income Confirmation: Demonstrate financial stability with proof of confirmed monthly salary income for at least 6 months, evidence of business with FINCA and proof of business, reinforcing your eligibility.

  • Residence Verification: Verify your residence easily with the submission of proof of residence, ensuring the accuracy of your application.

  • Documentary Support: Provide quotation from supplier and any additional documents as requested, for a thorough evaluation of your application

  • Approval Dynamics: Stay informed about the approval process and conditions, ensuring transparency and fairness throughout your journey.

Application process is easy: we simplified it for you

Experience an application process built on trust, efficiency, and your unique needs.

  • 1

    Apply for a loan
    Complete your application seamlessly by filling out online forms.

  • 2

    Confirmation from FINCA
    Expect a call from our dedicated call center within 24 hours. Our operator will double-check details with you.

  • 3

    Decision
    Receive communication from the branch, confirming the completion of your loan application.

Start your application

Applying for a loan with us is straightforward and convenient


Frequently Asked Questions

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Request a callback.