Enjoy the freedom of Banking with FINCA Mobile

FINCA Mobile is a digital banking service that enables our clients to do the following: access their accounts, review their account balance, receive a mini statement, transfer funds to another account, make payments, pay bills, buy mobile airtime and much more!

With FINCA Mobile, customers are able to conveniently transact whenever, wherever, using either a USSD short code or mobile app.

FINCA Mobile makes banking more convenient, easy and accessible anywhere in Malawi.

Simply dial *312# to Register and Transact on FINCA Mobile


  • Bank while on the move with the 24/7 service

  • Highly secure. All transactions require use of a PIN.

  • A safer, quicker, easier method to transfer funds to both your bank account and mobile wallet.

  • Reduce the risk of carrying cash and making impulse purchases.

  • Benefit from the convenience of not having to queue at the bank.

  • It saves you the cost and time of traveling to a bank branch.

  • Keep track of account transactions with SMS alerts.