Fixed Deposit

Let’s grow your money the easy way

An ideal account for individuals, joint group or institutions that wish to grow their money in an easy way without risks.

Start now and let your money grow!

With a minimum of K10,000 you can save your money and let it grow for a determined period in order for you to achieve your goals.

  • Upfront interest payment (optional).

  • Negotiable, flexible and competitive interest.

  • No monthly maintenance charge/ account service fee.

  • Unlimited flexible periods starting from 1 month.

  • Deposit can be liquidated or renewed upon maturity.

  • Certificate of deposit is issued to you and your account can be used as collateral to access a loan.

  • Simple and fast account opening.

Simple and easy process

Accessing and opening a Fixed Deposit Account is easy allowing individuals or companies to start saving for their future.  Watch your money grow with no deduction of monthly charges.

  • National ID

  • Institution or company details for corporate assets.

  • Passport photo which is taken free at the branch.

  • Minimum opening balance as low as MK10,000.

Application process: step by step

Experience an application process built on trust, efficiency, and your unique needs.

  • 1

    Receive a Call
    Our operator will call you in less than 24 hours and double check details with you.

  • 2

    Account Opening
    Our Officer from the Branch in your location will contact you for account opening.

Start your application

Applying is a straightforward and convenient process.


Frequently Asked Questions

Any individual, institution or company that wishes to save and grow their money in an easy and risk-free way while accruing competitive interest rates within a specific period of time

Being a FINCA Fixed Deposit Account holder comes with a range of benefits that includes the option to have upfront interest payments accrued during an agreed period and to use your accrued interest as collateral to obtain a loan

We are always happy to talk!

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