Pamodzi Savings

High returns, simplified fund management

For groups seeking high-interest savings our solution provides an effortless way to pool funds for easy access and administration.

Shared goals, shared savings

Embark on shared savings toward common goals with a minimal investment of K10,000 witnessing your money grow collectively.

  • Fee-Free Savings: Experience fee-free savings with no account maintenance charges, ensuring your funds grow without deductions.

  • Competitive Returns: Enjoy competitive annual interest rates, even on book balances as low as MK10,000 maximizing the returns on your savings.

  • Unlimited Access: Access your funds without restrictions with unlimited withdrawals and deposits at all our branches across the country, offering unparalleled convenience.

  • Swift Start: Begin your savings journey swiftly with a simple and fast account opening process.

  • Fee-Free Transactions: Facilitate transactions seamlessly with no inter-branch fees, providing a cost-effective solution for managing your funds across branches.

Easy access, responsible growth

Accessing and opening is effortless, enabling a group to start saving for the future without monthly charges.

  • Identity Clarity: Ensure identity clarity with the inclusion of full names of group members, fostering transparency and accountability.

  • Structural Foundation: Build a solid foundation with the submission of the group’s constitution and minutes, ensuring a clear and organized structure.

  • Signatory Verification: Verify signatories with the submission of their national ID, enhancing the security and reliability.

  • Financial Commencement: Commence your financial journey with the minimum opening balance requirement of MwK10,000.

  • Organizational Affiliation: If you are affiliated with an organization, provide a reference letter to support your account application

  • Residential Verification: Verify the residential address of signatories, ensuring the security and reliability of your Account.

Application process: Step by Step

Experience an application process built on trust, efficiency, and your unique needs.

  • 1

    Receive a Call
    Our operator will call you in less than 24 hours and double-check details with you

  • 2

    Account Opening
    Our Officer from the Branch in your location will contact you for account opening

Start your application

Applying is a straightforward and convenient process.


Frequently Asked Questions

Simply kickstart your savings journey by opening a Pamodzi Savings account at any FINCA branch. It’s ideal for groups looking to securely pool their money and enjoy the benefits of collective savings

Designed for financial inclusion, the Pamodzi Savings Account has a minimal opening balance of just K10,000. This low entry threshold encourages groups to embrace the opportunity to save together

Safeguard your group savings while earning a competitive interest rate and enjoying unlimited access. With a minimum of three signatories required for withdrawals, the account ensures secure fund management

For additional information, reach out to us at 312 (TNM Toll-free) or +265992950051 during work hours. Our team is ready to assist you with any further inquiries

We are always happy to talk!

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